109 GEMSBOK RD, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $238,969 and $324,330, with a best estimate of $301,796. That places the property below the H107521C - COTTONWOOD FARMS STARLIGHT AND ASHTON median of $334,097, in a neighborhood that appreciated 3.0% over the past year.
Estimated Value Range
$301,796
$310,884
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H107521C - COTTONWOOD FARMS STARLIGHT AND ASHTON, this home's estimated market value is between $238,969 and $324,330. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$113,757 for 344 sqft less living space and -$10,187 for being older. Net adjustment: -$123,944.
Adjusted +$32,077 for 97 sqft more living space. Net adjustment: +$32,077.
Adjusted -$76,720 for 232 sqft less living space and -$10,187 for being older. Net adjustment: -$86,907.
Adjusted +$6,614 for 20 sqft more living space and -$10,187 for being older. Net adjustment: -$3,573.
Adjusted +$33,069 for 100 sqft more living space and -$10,187 for being older. Net adjustment: +$22,882.
The Neighborhood
This home is valued 6.9% below the H107521C - COTTONWOOD FARMS STARLIGHT AND ASHTON median of $334,097. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 3.0% over the past year.
H107521C - COTTONWOOD FARMS STARLIGHT AND ASHTON
typicalThis home is -6.9% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,724 across all districts. With a homestead exemption claimed, that drops to $4,979 — saving $1,745 per year. That's $415 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,747 |
| Hutto | City | 0.3859% | $1,200 |
| Williamson County | County | 0.3694% | $1,149 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $311 |
| Williamson County FM/Rd | County | 0.0443% | $138 |
| EWC Higher Ed Center | special | 0.0409% | $127 |
| Upper Brushy Creek WCID | Water | 0.0170% | $53 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $6,724 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $301,796 would pay approximately $1,884 per month (principal and interest only, excluding taxes and insurance).