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320 ROYAL FERN RD, HUTTO, TX 78634

HUTTO, 78634 — williamson County

4 bed3 bath2,390 sqftBuilt 2025

Property at a Glance

This home is estimated between $467,335 and $661,275, with a best estimate of $539,960. That places the property above the H127524B - FLORA median of $391,626, in a neighborhood that appreciated 240.2% over the past year.

Estimated Value Range

$467,335 $661,275
Best Estimate
$539,960
WCAD Value
$389,830
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H127524B - FLORA, this home's estimated market value is between $467,335 and $661,275. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

324 ROYAL FERN RD, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 2,289 sqft Built 2025
Raw Value $444,728
Adjusted Value $467,335

Adjusted +$22,607 for 101 sqft more living space. Net adjustment: +$22,607.

329 ROYAL FERN RD, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 2,088 sqft Built 2025
Raw Value $407,144
Adjusted Value $474,741

Adjusted +$67,597 for 302 sqft more living space. Net adjustment: +$67,597.

301 ROYAL FERN RD, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 2,066 sqft Built 2025
Raw Value $467,439
Adjusted Value $539,960

Adjusted +$72,521 for 324 sqft more living space. Net adjustment: +$72,521.

328 ROYAL FERN RD, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 2,066 sqft Built 2025
Raw Value $467,439
Adjusted Value $539,960

Adjusted +$72,521 for 324 sqft more living space. Net adjustment: +$72,521.

316 ROYAL FERN RD, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 2,014 sqft Built 2025
Raw Value $577,114
Adjusted Value $661,275

Adjusted +$84,161 for 376 sqft more living space. Net adjustment: +$84,161.

The Neighborhood

This home is in line with the H127524B - FLORA median of $391,626. The neighborhood appreciated 240.2% over the past year.

H127524B - FLORA

typical
259 Properties
$391,626 Median Value
+240.2% YoY Change
0% Have Pool
100% Have Garage
This Home
$389,830
Median
$391,626

This home is -0.5% below the subdivision median.

Tax Analysis

The estimated annual property tax is $6,926 across all districts. With a homestead exemption claimed, that drops to $5,167 — saving $1,759 per year. That's $431 per month a buyer should budget. The assessed value increased +289.8% vs the subdivision average of +240.2%. This above-average increase gives a protest opportunity score of 100 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$4,698
Williamson CountyCounty0.3694%$1,440
Williamson County ESD #3 - HuttoESD0.1000%$390
Williamson County FM/RdCounty0.0443%$173
EWC Higher Ed Centerspecial0.0409%$159
Lower Brushy Creek WCIDWater0.0169%$66
Williamson County MUD (M92)MUD0.0000%$0
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.7768%$6,926
100 / 100

There may be a strong case to protest this appraisal.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $539,960 would pay approximately $3,370 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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