407 GRAPEFRUIT RD, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $374,259 and $513,400, with a best estimate of $405,586. That places the property above the H406420C - Cross Creek median of $379,634, in a neighborhood that declined 4.2% over the past year.
Estimated Value Range
$405,586
$369,404
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H406420C - Cross Creek, this home's estimated market value is between $374,259 and $513,400. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$70,705 for 334 sqft more living space. Net adjustment: +$70,705.
Adjusted +$119,818 for 566 sqft more living space. Net adjustment: +$119,818.
Adjusted +$71,340 for 337 sqft more living space. Net adjustment: +$71,340.
This comparable closely matches the subject property's features.
Adjusted +$84,042 for 397 sqft more living space. Net adjustment: +$84,042.
The Neighborhood
This home is valued 2.7% below the H406420C - Cross Creek median of $379,634. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 4.2% over the past year.
H406420C - Cross Creek
typicalThis home is -2.7% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,989 across all districts. With a homestead exemption claimed, that drops to $6,234 — saving $1,755 per year. That's $520 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,452 |
| Hutto | City | 0.3859% | $1,426 |
| Williamson County | County | 0.3694% | $1,365 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $369 |
| Williamson County FM/Rd | County | 0.0443% | $164 |
| EWC Higher Ed Center | special | 0.0409% | $151 |
| Lower Brushy Creek WCID | Water | 0.0169% | $63 |
| Cross Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $7,989 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $405,586 would pay approximately $2,532 per month (principal and interest only, excluding taxes and insurance).