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1309 HIGHWATER DR, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed3 bath1,742 sqftBuilt 2021

Property at a Glance

This home is estimated between $330,546 and $499,804, with a best estimate of $383,288. That places the property below the G172613B - WATER OAK NORTH median of $501,966, in a neighborhood that declined 3.7% over the past year.

Estimated Value Range

$330,546 $499,804
Best Estimate
$383,288
WCAD Value
$662,407
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G172613B - WATER OAK NORTH, this home's estimated market value is between $330,546 and $499,804. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

1305 HIGHWATER DR, GEORGETOWN, TX 78628
0.01 mi 100% similar Same subdivision
3 bed 2 bath 2,347 sqft Built 2020
Raw Value $464,797
Adjusted Value $330,546

Adjusted -$128,825 for 605 sqft less living space and -$5,426 for being older. Net adjustment: -$134,251.

104 HIGH PLAINS DR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
4 bed 3 bath 1,758 sqft Built 2021
Raw Value $502,009
Adjusted Value $498,602

Adjusted -$3,407 for 16 sqft less living space. Net adjustment: -$3,407.

108 HIGH PLAINS DR, GEORGETOWN, TX 78628
0.03 mi 100% similar Same subdivision
3 bed 3 bath 2,096 sqft Built 2021
Raw Value $440,232
Adjusted Value $364,853

Adjusted -$75,379 for 354 sqft less living space. Net adjustment: -$75,379.

105 HIGH PLAINS DR, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
4 bed 2 bath 1,635 sqft Built 2021
Raw Value $477,020
Adjusted Value $499,804

Adjusted +$22,784 for 107 sqft more living space. Net adjustment: +$22,784.

101 HIGH PLAINS DR, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
3 bed 3 bath 1,943 sqft Built 2021
Raw Value $426,088
Adjusted Value $383,288

Adjusted -$42,800 for 201 sqft less living space. Net adjustment: -$42,800.

The Neighborhood

This home is valued 32.0% above the G172613B - WATER OAK NORTH median of $501,966. With 442 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 3.7% over the past year.

G172613B - WATER OAK NORTH

above average
442 Properties
$501,966 Median Value
-3.7% YoY Change
0% Have Pool
99% Have Garage
This Home
$662,407
Median
$501,966

This home is +32.0% above the subdivision median.

Tax Analysis

The estimated annual property tax is $16,398 across all districts. With a homestead exemption claimed, that drops to $14,805 — saving $1,593 per year. That's $1,234 per month a buyer should budget. The assessed value increased +4.6% vs the subdivision average of -3.7%. This above-average increase gives a protest opportunity score of 52 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$6,959
Williamson County MUD #25MUD0.9200%$6,094
Williamson CountyCounty0.3694%$2,447
Williamson County ESD #8 - GeorgetownESD0.0912%$604
Williamson County FM/RdCounty0.0443%$294
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.4756%$16,398
52 / 100

Moderate opportunity to protest.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $383,288 would pay approximately $2,392 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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