415 WINDY REED RD, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $331,614 and $534,345, with a best estimate of $469,725. That places the property above the H406420C - Cross Creek median of $379,634, in a neighborhood that declined 4.2% over the past year.
Estimated Value Range
$469,725
$363,763
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H406420C - Cross Creek, this home's estimated market value is between $331,614 and $534,345. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$30,272 for 143 sqft less living space and -$21,993 for being older. Net adjustment: -$52,265.
Adjusted +$50,171 for 237 sqft more living space. Net adjustment: +$50,171.
Adjusted +$66,048 for 312 sqft more living space. Net adjustment: +$66,048.
Adjusted +$66,048 for 312 sqft more living space. Net adjustment: +$66,048.
Adjusted -$30,272 for 143 sqft less living space and -$21,993 for being older. Net adjustment: -$52,265.
The Neighborhood
This home is valued 4.2% below the H406420C - Cross Creek median of $379,634. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 4.2% over the past year.
H406420C - Cross Creek
typicalThis home is -4.2% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,867 across all districts. With a homestead exemption claimed, that drops to $6,113 — saving $1,754 per year. That's $509 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,384 |
| Hutto | City | 0.3859% | $1,404 |
| Williamson County | County | 0.3694% | $1,344 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $364 |
| Williamson County FM/Rd | County | 0.0443% | $161 |
| EWC Higher Ed Center | special | 0.0409% | $149 |
| Lower Brushy Creek WCID | Water | 0.0169% | $62 |
| Cross Creek PID | pid | 0.0000% | $0 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1627% | $7,867 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $469,725 would pay approximately $2,932 per month (principal and interest only, excluding taxes and insurance).