109 WATERLOO CV, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $448,628 and $660,339, with a best estimate of $452,631. That places the property below the I448514C - Oaks of San Gabriel median of $483,914, in a neighborhood that appreciated 5.1% over the past year.
Estimated Value Range
$452,631
$445,069
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in I448514C - Oaks of San Gabriel, this home's estimated market value is between $448,628 and $660,339. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$52,564 for 222 sqft more living space. Net adjustment: +$52,564.
Adjusted -$81,214 for 343 sqft less living space. Net adjustment: -$81,214.
Adjusted -$38,831 for 164 sqft less living space. Net adjustment: -$38,831.
Adjusted -$85,476 for 361 sqft less living space. Net adjustment: -$85,476.
Adjusted +$148,695 for 628 sqft more living space and -$10,054 for being older. Net adjustment: +$138,641.
The Neighborhood
This home is valued 8.0% below the I448514C - Oaks of San Gabriel median of $483,914. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 5.1% over the past year.
I448514C - Oaks of San Gabriel
typicalThis home is -8.0% below the subdivision median.
Tax Analysis
The estimated annual property tax is $10,865 across all districts. With a homestead exemption claimed, that drops to $9,048 — saving $1,817 per year. That's $754 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Liberty Hill ISD | School | 1.2389% | $5,514 |
| West Williamson County MUD #1 | MUD | 0.7140% | $3,178 |
| Williamson County | County | 0.3694% | $1,644 |
| Williamson County ESD #4 - Liberty Hill | ESD | 0.0745% | $332 |
| Williamson County FM/Rd | County | 0.0443% | $197 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.4412% | $10,865 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $452,631 would pay approximately $2,825 per month (principal and interest only, excluding taxes and insurance).