126 FINLEY ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $359,501 and $473,226, with a best estimate of $400,207. That places the property below the H108318D - Hutto Square Sec 5A median of $414,551, in a neighborhood that declined 2.0% over the past year.
Estimated Value Range
$400,207
$379,879
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H108318D - Hutto Square Sec 5A, this home's estimated market value is between $359,501 and $473,226. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$29,802 for 149 sqft less living space and -$9,784 for being older. Net adjustment: -$39,586.
Adjusted +$56,004 for 280 sqft more living space and -$9,784 for being older. Net adjustment: +$46,220.
Adjusted +$47,603 for 238 sqft more living space. Net adjustment: +$47,603.
Adjusted -$30,002 for 150 sqft less living space. Net adjustment: -$30,002.
Adjusted +$43,203 for 216 sqft more living space. Net adjustment: +$43,203.
The Neighborhood
This home is valued 8.4% below the H108318D - Hutto Square Sec 5A median of $414,551. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 2.0% over the past year.
H108318D - Hutto Square Sec 5A
typicalThis home is -8.4% below the subdivision median.
Tax Analysis
The estimated annual property tax is $8,216 across all districts. With a homestead exemption claimed, that drops to $6,458 — saving $1,758 per year. That's $538 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $4,578 |
| Hutto | City | 0.3859% | $1,466 |
| Williamson County | County | 0.3694% | $1,403 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $380 |
| Williamson County FM/Rd | County | 0.0443% | $168 |
| EWC Higher Ed Center | special | 0.0409% | $155 |
| Upper Brushy Creek WCID | Water | 0.0170% | $65 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $8,216 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $400,207 would pay approximately $2,498 per month (principal and interest only, excluding taxes and insurance).