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109 RIVER TREE CV, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed2 bath1,248 sqftBuilt 1984

Property at a Glance

This home is estimated between $367,782 and $508,080, with a best estimate of $447,574. That places the property below the G230698D - River Ridge & Riverview Estates - All median of $497,470, in a neighborhood that declined 5.7% over the past year.

Estimated Value Range

$367,782 $508,080
Best Estimate
$447,574
WCAD Value
$425,193
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G230698D - River Ridge & Riverview Estates - All, this home's estimated market value is between $367,782 and $508,080. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

308 NORWOOD DR, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
4 bed 3 bath 1,547 sqft Built 1984
Raw Value $528,263
Adjusted Value $447,574

Adjusted -$80,689 for 299 sqft less living space. Net adjustment: -$80,689.

701 GREENWOOD CT, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
4 bed 2 bath 1,325 sqft Built 1988
Raw Value $494,767
Adjusted Value $455,093

Adjusted -$20,779 for 77 sqft less living space and -$18,895 for being older. Net adjustment: -$39,674.

103 RIDGEWOOD DR, GEORGETOWN, TX 78628
0.06 mi 100% similar Same subdivision
4 bed 1,336 sqft Built 1981
Raw Value $414,440
Adjusted Value $404,863

Adjusted -$23,748 for 88 sqft less living space and +$14,171 for being newer. Net adjustment: -$9,577.

704 GREENWOOD CT, GEORGETOWN, TX 78628
0.07 mi 100% similar Same subdivision
4 bed 2 bath 1,774 sqft Built 1986
Raw Value $659,474
Adjusted Value $508,080

Adjusted -$141,947 for 526 sqft less living space and -$9,447 for being older. Net adjustment: -$151,394.

300 NORWOOD DR, GEORGETOWN, TX 78628
0.06 mi 100% similar Same subdivision
4 bed 2 bath 1,580 sqft Built 1982
Raw Value $447,929
Adjusted Value $367,782

Adjusted -$89,594 for 332 sqft less living space and +$9,447 for being newer. Net adjustment: -$80,147.

The Neighborhood

This home is valued 14.5% below the G230698D - River Ridge & Riverview Estates - All median of $497,470. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 5.7% over the past year.

G230698D - River Ridge & Riverview Estates - All

typical
445 Properties
$497,470 Median Value
-5.7% YoY Change
3% Have Pool
97% Have Garage
This Home
$425,193
Median
$497,470

This home is -14.5% below the subdivision median.

Tax Analysis

The estimated annual property tax is $7,727 across all districts. With a homestead exemption claimed, that drops to $6,103 — saving $1,624 per year. That's $509 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$4,467
Williamson CountyCounty0.3694%$1,571
GeorgetownCity0.3530%$1,501
Williamson County FM/RdCounty0.0443%$188
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$7,727

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $447,574 would pay approximately $2,794 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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