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408 SOUTH RIDGE CIR, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed3 bath1,554 sqftBuilt 1990

Property at a Glance

This home is estimated between $298,132 and $626,116, with a best estimate of $390,660. That places the property below the G230698D - River Ridge & Riverview Estates - All median of $497,470, in a neighborhood that declined 5.7% over the past year.

Estimated Value Range

$298,132 $626,116
Best Estimate
$390,660
WCAD Value
$576,515
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G230698D - River Ridge & Riverview Estates - All, this home's estimated market value is between $298,132 and $626,116. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

404 SOUTH RIDGE CIR, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
4 bed 3 bath 1,956 sqft Built 1994
Raw Value $609,899
Adjusted Value $385,976

Adjusted -$108,484 for 402 sqft less living space and -$18,895 for being older and -$96,544 for no pool. Net adjustment: -$223,923.

411 SOUTH RIDGE CIR, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
4 bed 2 bath 2,044 sqft Built 1992
Raw Value $439,811
Adjusted Value $298,132

Adjusted -$132,232 for 490 sqft less living space and -$9,447 for being older. Net adjustment: -$141,679.

403 SOUTH RIDGE CIR, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
3 bed 2 bath 1,640 sqft Built 1985
Raw Value $390,249
Adjusted Value $390,660

Adjusted -$23,208 for 86 sqft less living space and +$23,619 for being newer. Net adjustment: +$411.

304 RIVER DOWN RD, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
4 bed 3 bath 1,573 sqft Built 1996
Raw Value $590,812
Adjusted Value $557,343

Adjusted -$5,127 for 19 sqft less living space and -$28,342 for being older. Net adjustment: -$33,469.

402 SOUTH RIDGE CIR, GEORGETOWN, TX 78628
0.06 mi 100% similar Same subdivision
3 bed 2 bath 1,599 sqft Built 1990
Raw Value $638,260
Adjusted Value $626,116

Adjusted -$12,144 for 45 sqft less living space. Net adjustment: -$12,144.

The Neighborhood

This home is valued 15.9% above the G230698D - River Ridge & Riverview Estates - All median of $497,470. With 445 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.7% over the past year.

G230698D - River Ridge & Riverview Estates - All

above average
445 Properties
$497,470 Median Value
-5.7% YoY Change
3% Have Pool
97% Have Garage
This Home
$576,515
Median
$497,470

This home is +15.9% above the subdivision median.

Tax Analysis

The estimated annual property tax is $10,477 across all districts. With a homestead exemption claimed, that drops to $8,798 — saving $1,679 per year. That's $733 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$6,057
Williamson CountyCounty0.3694%$2,130
GeorgetownCity0.3530%$2,035
Williamson County FM/RdCounty0.0443%$256
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$10,477

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $390,660 would pay approximately $2,438 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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