145 RIDGECREST RD, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $414,172 and $542,792, with a best estimate of $487,495. That places the property below the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372, in a neighborhood that appreciated 15.7% over the past year.
Estimated Value Range
$487,495
$471,259
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G180580F - Oakcrest Estates (Riverside & Spring), this home's estimated market value is between $414,172 and $542,792. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$37,930 for 139 sqft less living space and -$11,072 for being older. Net adjustment: -$49,002.
Adjusted -$15,008 for 55 sqft less living space. Net adjustment: -$15,008.
Adjusted +$50,755 for 186 sqft more living space. Net adjustment: +$50,755.
Adjusted +$29,743 for 109 sqft more living space. Net adjustment: +$29,743.
Adjusted -$55,121 for 202 sqft less living space and +$4,429 for being newer. Net adjustment: -$50,692.
The Neighborhood
This home is valued 9.6% below the G180580F - Oakcrest Estates (Riverside & Spring) median of $521,372. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 15.7% over the past year.
G180580F - Oakcrest Estates (Riverside & Spring)
typicalThis home is -9.6% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,826 across all districts. With a homestead exemption claimed, that drops to $6,200 — saving $1,626 per year. That's $517 per month a buyer should budget. The assessed value increased +18.2% vs the subdivision average of +15.7%. This above-average increase gives a protest opportunity score of 53 out of 100 — it may be worth challenging the appraisal.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $4,524 |
| Williamson County | County | 0.3694% | $1,591 |
| Georgetown | City | 0.3530% | $1,520 |
| Williamson County FM/Rd | County | 0.0443% | $191 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $7,826 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $487,495 would pay approximately $3,043 per month (principal and interest only, excluding taxes and insurance).