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1000 HAY NEEDLE LOOP, HUTTO, TX 78634

HUTTO, 78634 — williamson County

4 bed3 bath2,843 sqftBuilt 2020

Property at a Glance

This home is estimated between $474,707 and $699,339, with a best estimate of $526,383. That places the property above the H317316D - HUTTO CROSSING median of $397,090, in a neighborhood that declined 5.0% over the past year.

Estimated Value Range

$474,707 $699,339
Best Estimate
$526,383
WCAD Value
$455,246
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H317316D - HUTTO CROSSING, this home's estimated market value is between $474,707 and $699,339. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

1008 HAY NEEDLE LOOP, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 2,280 sqft Built 2021
Raw Value $407,423
Adjusted Value $526,383

Adjusted +$113,401 for 563 sqft more living space and +$5,559 for being newer. Net adjustment: +$118,960.

1004 HAY NEEDLE LOOP, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 2,448 sqft Built 2020
Raw Value $440,006
Adjusted Value $519,568

Adjusted +$79,562 for 395 sqft more living space. Net adjustment: +$79,562.

1002 HAY NEEDLE LOOP, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 2,408 sqft Built 2021
Raw Value $522,258
Adjusted Value $615,436

Adjusted +$87,619 for 435 sqft more living space and +$5,559 for being newer. Net adjustment: +$93,178.

1010 HAY NEEDLE LOOP, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 1,710 sqft Built 2021
Raw Value $465,569
Adjusted Value $699,339

Adjusted +$228,211 for 1,133 sqft more living space and +$5,559 for being newer. Net adjustment: +$233,770.

1006 HAY NEEDLE LOOP, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
3 bed 2 bath 2,785 sqft Built 2021
Raw Value $457,466
Adjusted Value $474,707

Adjusted +$11,682 for 58 sqft more living space and +$5,559 for being newer. Net adjustment: +$17,241.

The Neighborhood

This home is valued 14.6% above the H317316D - HUTTO CROSSING median of $397,090. With 709 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.0% over the past year.

H317316D - HUTTO CROSSING

typical
709 Properties
$397,090 Median Value
-5.0% YoY Change
0% Have Pool
100% Have Garage
This Home
$455,246
Median
$397,090

This home is +14.6% above the subdivision median.

Tax Analysis

The estimated annual property tax is $9,846 across all districts. With a homestead exemption claimed, that drops to $8,075 — saving $1,771 per year. That's $673 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$5,487
HuttoCity0.3859%$1,757
Williamson CountyCounty0.3694%$1,682
Williamson County ESD #3 - HuttoESD0.1000%$455
Williamson County FM/RdCounty0.0443%$202
EWC Higher Ed Centerspecial0.0409%$186
Upper Brushy Creek WCIDWater0.0170%$77
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1628%$9,846

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $526,383 would pay approximately $3,286 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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