1002 HAY NEEDLE LOOP, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $381,530 and $606,162, with a best estimate of $433,205. That places the property above the H317316D - HUTTO CROSSING median of $397,090, in a neighborhood that declined 5.0% over the past year.
Estimated Value Range
$433,205
$522,258
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H317316D - HUTTO CROSSING, this home's estimated market value is between $381,530 and $606,162. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$25,782 for 128 sqft more living space. Net adjustment: +$25,782.
Adjusted -$8,057 for 40 sqft less living space and -$5,559 for being older. Net adjustment: -$13,616.
Adjusted +$33,436 for 166 sqft more living space. Net adjustment: +$33,436.
Adjusted +$140,593 for 698 sqft more living space. Net adjustment: +$140,593.
Adjusted -$75,936 for 377 sqft less living space. Net adjustment: -$75,936.
The Neighborhood
This home is valued 31.5% above the H317316D - HUTTO CROSSING median of $397,090. With 709 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 5.0% over the past year.
H317316D - HUTTO CROSSING
above averageThis home is +31.5% above the subdivision median.
Tax Analysis
The estimated annual property tax is $11,295 across all districts. With a homestead exemption claimed, that drops to $9,512 — saving $1,783 per year. That's $793 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $6,294 |
| Hutto | City | 0.3859% | $2,016 |
| Williamson County | County | 0.3694% | $1,929 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $522 |
| Williamson County FM/Rd | County | 0.0443% | $232 |
| EWC Higher Ed Center | special | 0.0409% | $213 |
| Upper Brushy Creek WCID | Water | 0.0170% | $89 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $11,295 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $433,205 would pay approximately $2,704 per month (principal and interest only, excluding taxes and insurance).