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104 TORTOISE LN, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed3 bath2,190 sqftBuilt 1987

Property at a Glance

This home is estimated between $416,052 and $515,129, with a best estimate of $440,851. That places the property above the G197584F - Turtle Bend Sec 1, 1 (RESUB), 2, & Others median of $418,610, in a neighborhood that declined 14.1% over the past year.

Estimated Value Range

$416,052 $515,129
Best Estimate
$440,851
WCAD Value
$525,274
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G197584F - Turtle Bend Sec 1, 1 (RESUB), 2, & Others, this home's estimated market value is between $416,052 and $515,129. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

106 TORTOISE LN, GEORGETOWN, TX 78628
0.03 mi 99% similar Same subdivision
3 bed 2 bath 2,076 sqft Built 1986
Raw Value $387,870
Adjusted Value $416,052

Adjusted +$24,734 for 114 sqft more living space and +$3,448 for being newer. Net adjustment: +$28,182.

109 TORTOISE LN, GEORGETOWN, TX 78628
0.09 mi 98% similar Same subdivision
3 bed 2 bath 2,279 sqft Built 1985
Raw Value $453,264
Adjusted Value $440,851

Adjusted -$19,310 for 89 sqft less living space and +$6,897 for being newer. Net adjustment: -$12,413.

100 TURTLE CV, GEORGETOWN, TX 78628
0.07 mi 97% similar Same subdivision
3 bed 2 bath 1,821 sqft Built 1984
Raw Value $372,703
Adjusted Value $463,108

Adjusted +$80,060 for 369 sqft more living space and +$10,345 for being newer. Net adjustment: +$90,405.

107 TORTOISE LN, GEORGETOWN, TX 78628
0.07 mi 97% similar Same subdivision
3 bed 2 bath 2,030 sqft Built 1985
Raw Value $391,824
Adjusted Value $433,436

Adjusted +$34,715 for 160 sqft more living space and +$6,897 for being newer. Net adjustment: +$41,612.

111 TORTOISE LN, GEORGETOWN, TX 78628
0.11 mi 97% similar Same subdivision
3 bed 2 bath 2,385 sqft Built 1985
Raw Value $550,540
Adjusted Value $515,129

Adjusted -$42,308 for 195 sqft less living space and +$6,897 for being newer. Net adjustment: -$35,411.

The Neighborhood

This home is valued 25.5% above the G197584F - Turtle Bend Sec 1, 1 (RESUB), 2, & Others median of $418,610. With 90 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 14.1% over the past year.

G197584F - Turtle Bend Sec 1, 1 (RESUB), 2, & Others

above average
90 Properties
$418,610 Median Value
-14.1% YoY Change
6% Have Pool
84% Have Garage
This Home
$525,274
Median
$418,610

This home is +25.5% above the subdivision median.

Tax Analysis

The estimated annual property tax is $8,171 across all districts. With a homestead exemption claimed, that drops to $6,603 — saving $1,568 per year. That's $550 per month a buyer should budget. The assessed value increased -7.8% vs the subdivision average of -14.1%. This above-average increase gives a protest opportunity score of 32 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$5,519
Williamson CountyCounty0.3694%$1,941
Williamson County ESD #8 - GeorgetownESD0.0912%$479
Williamson County FM/RdCounty0.0443%$233
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.5556%$8,171
32 / 100

Some opportunity.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $440,851 would pay approximately $2,752 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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