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1303 ELM ST, GEORGETOWN, TX 78626

GEORGETOWN, 78626 — williamson County

3 bed1 bath1,282 sqftBuilt 1935

Property at a Glance

This home is estimated between $354,126 and $481,372, with a best estimate of $427,213. That places the property above the G652H - Old Town Gtown Class H1 & H2 median of $409,550, in a neighborhood that declined 18.5% over the past year.

Estimated Value Range

$354,126 $481,372
Best Estimate
$427,213
WCAD Value
$302,495
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G652H - Old Town Gtown Class H1 & H2, this home's estimated market value is between $354,126 and $481,372. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

1305 ELM ST, GEORGETOWN, TX 78626
0.02 mi 100% similar Same subdivision
2 bed 1 bath 1,380 sqft Built 1940
Raw Value $456,360
Adjusted Value $427,213

Adjusted -$32,125 for 98 sqft less living space and +$2,978 for being newer. Net adjustment: -$29,147.

1225 CHURCH ST, GEORGETOWN, TX 78626
0.04 mi 100% similar Same subdivision
2 bed 1 bath 1,000 sqft Built 1935
Raw Value $388,930
Adjusted Value $481,372

Adjusted +$92,442 for 282 sqft more living space. Net adjustment: +$92,442.

309 CHURCH ST, GEORGETOWN, TX 78626
0.04 mi 99% similar Same subdivision
2 bed 1 bath 1,012 sqft Built 1935
Raw Value $306,642
Adjusted Value $395,150

Adjusted +$88,508 for 270 sqft more living space. Net adjustment: +$88,508.

1221 CHURCH ST, GEORGETOWN, TX 78626
0.04 mi 99% similar Same subdivision
2 bed 1 bath 1,146 sqft Built 1930
Raw Value $385,831
Adjusted Value $427,435

Adjusted +$44,582 for 136 sqft more living space and -$2,978 for being older. Net adjustment: +$41,604.

609 CHURCH ST, GEORGETOWN, TX 78626
0.04 mi 98% similar Same subdivision
2 bed 1 bath 1,180 sqft Built 1921
Raw Value $329,029
Adjusted Value $354,126

Adjusted +$33,436 for 102 sqft more living space and -$8,339 for being older. Net adjustment: +$25,097.

The Neighborhood

This home is valued 26.1% below the G652H - Old Town Gtown Class H1 & H2 median of $409,550. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 18.5% over the past year.

G652H - Old Town Gtown Class H1 & H2

below average
382 Properties
$409,550 Median Value
-18.5% YoY Change
5% Have Pool
11% Have Garage
This Home
$302,495
Median
$409,550

This home is -26.1% below the subdivision median.

Tax Analysis

The estimated annual property tax is $5,497 across all districts. With a homestead exemption claimed, that drops to $3,917 — saving $1,580 per year. That's $326 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$3,178
Williamson CountyCounty0.3694%$1,118
GeorgetownCity0.3530%$1,068
Williamson County FM/RdCounty0.0443%$134
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$5,497

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $427,213 would pay approximately $2,667 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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