109 RIDGE OAK DR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $317,525 and $398,854, with a best estimate of $360,723. That places the property below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162, in a neighborhood that declined 0.4% over the past year.
Estimated Value Range
$360,723
$362,924
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5, this home's estimated market value is between $317,525 and $398,854. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted +$23,893 for 114 sqft more living space. Net adjustment: +$23,893.
Adjusted -$54,492 for 260 sqft less living space and -$2,016 for being older. Net adjustment: -$56,508.
Adjusted -$50,091 for 239 sqft less living space. Net adjustment: -$50,091.
Adjusted +$42,546 for 203 sqft more living space and -$2,016 for being older. Net adjustment: +$40,530.
Adjusted -$50,929 for 243 sqft less living space and -$2,016 for being older. Net adjustment: -$52,945.
The Neighborhood
This home is valued 3.8% below the G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5 median of $377,162. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 0.4% over the past year.
G235480G - San Gabriel Heights Sec 1,2,2 (AMD),3,4,5
typicalThis home is -3.8% below the subdivision median.
Tax Analysis
The estimated annual property tax is $6,596 across all districts. With a homestead exemption claimed, that drops to $4,994 — saving $1,602 per year. That's $416 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $3,813 |
| Williamson County | County | 0.3694% | $1,341 |
| Georgetown | City | 0.3530% | $1,281 |
| Williamson County FM/Rd | County | 0.0443% | $161 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.8174% | $6,596 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $360,723 would pay approximately $2,252 per month (principal and interest only, excluding taxes and insurance).