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109 SPANISH OAK DR, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath2,680 sqftBuilt 1980

Property at a Glance

This home is estimated between $430,636 and $673,093, with a best estimate of $537,203. That places the property above the G182484G - Oakcrest Estates Unit 1 median of $362,800, in a neighborhood that appreciated 2.8% over the past year.

Estimated Value Range

$430,636 $673,093
Best Estimate
$537,203
WCAD Value
$412,775
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G182484G - Oakcrest Estates Unit 1, this home's estimated market value is between $430,636 and $673,093. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

105 SPANISH OAK DR, GEORGETOWN, TX 78628
0.02 mi 100% similar Same subdivision
3 bed 2 bath 1,621 sqft Built 1980
Raw Value $324,226
Adjusted Value $546,344

Adjusted +$222,118 for 1,059 sqft more living space. Net adjustment: +$222,118.

100 SPANISH OAK DR, GEORGETOWN, TX 78628
0.04 mi 100% similar Same subdivision
3 bed 2 bath 2,098 sqft Built 1975
Raw Value $409,845
Adjusted Value $537,203

Adjusted +$122,070 for 582 sqft more living space and +$5,288 for being newer. Net adjustment: +$127,358.

400 OAK CREST LN, GEORGETOWN, TX 78628
0.06 mi 100% similar Same subdivision
3 bed 2 bath 2,173 sqft Built 1980
Raw Value $566,753
Adjusted Value $673,093

Adjusted +$106,340 for 507 sqft more living space. Net adjustment: +$106,340.

459 OAK CREST LN, GEORGETOWN, TX 78628
0.06 mi 100% similar Same subdivision
3 bed 2 bath 2,026 sqft Built 1985
Raw Value $378,940
Adjusted Value $489,260

Adjusted +$137,172 for 654 sqft more living space and -$5,288 for being older and -$21,564 for no pool. Net adjustment: +$110,320.

408 OAK CREST LN, GEORGETOWN, TX 78628
0.06 mi 100% similar Same subdivision
4 bed 2 bath 2,741 sqft Built 1979
Raw Value $442,372
Adjusted Value $430,636

Adjusted -$12,794 for 61 sqft less living space and +$1,058 for being newer. Net adjustment: -$11,736.

The Neighborhood

This home is valued 13.8% above the G182484G - Oakcrest Estates Unit 1 median of $362,800. With 160 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 2.8% over the past year.

G182484G - Oakcrest Estates Unit 1

typical
160 Properties
$362,800 Median Value
+2.8% YoY Change
6% Have Pool
78% Have Garage
This Home
$412,775
Median
$362,800

This home is +13.8% above the subdivision median.

Tax Analysis

The estimated annual property tax is $6,421 across all districts. With a homestead exemption claimed, that drops to $4,874 — saving $1,547 per year. That's $406 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$4,337
Williamson CountyCounty0.3694%$1,525
Williamson County ESD #8 - GeorgetownESD0.0912%$376
Williamson County FM/RdCounty0.0443%$183
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.5556%$6,421

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $537,203 would pay approximately $3,353 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/17/2026.

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