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406 ELM ST, GEORGETOWN, TX 78626

GEORGETOWN, 78626 — williamson County

4 bed2 bath1,392 sqftBuilt 1930

Property at a Glance

This home is estimated between $309,057 and $713,664, with a best estimate of $381,346. That places the property below the G653H - Old Town Gtown Class H3 median of $809,018, in a neighborhood that appreciated 1.2% over the past year.

Estimated Value Range

$309,057 $713,664
Best Estimate
$381,346
WCAD Value
$693,173
Low Confidence

Based on 5 comparable properties(1 in the same subdivision)

There are 5 comparable properties within range, but few are in G653H - Old Town Gtown Class H3. The estimated range of $309,057 and $713,664 should be treated as a rough guide.

Comparable Properties (5)

2 bed 1 bath 1,036 sqft Built 1930
Raw Value $387,815
Adjusted Value $545,860

Adjusted +$158,045 for 356 sqft more living space. Net adjustment: +$158,045.

3 bed 1 bath 1,664 sqft Built 1920
Raw Value $505,069
Adjusted Value $375,690

Adjusted -$120,753 for 272 sqft less living space and -$8,626 for being older. Net adjustment: -$129,379.

311 4TH ST E, GEORGETOWN, TX 78626
0.04 mi 79% similar Same subdivision
3 bed 2 bath 2,600 sqft Built 1946
Raw Value $903,831
Adjusted Value $381,346

Adjusted -$536,287 for 1,208 sqft less living space and +$13,802 for being newer. Net adjustment: -$522,485.

3 bed 1,392 sqft Built 2019
Raw Value $636,890
Adjusted Value $713,664

Adjusted +$76,774 for being newer. Net adjustment: +$76,774.

3 bed 2 bath 1,680 sqft Built 2022
Raw Value $357,551
Adjusted Value $309,057

Adjusted -$127,856 for 288 sqft less living space and +$79,362 for being newer. Net adjustment: -$48,494.

The Neighborhood

This home is valued 14.3% below the G653H - Old Town Gtown Class H3 median of $809,018. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 1.2% over the past year.

G653H - Old Town Gtown Class H3

typical
127 Properties
$809,018 Median Value
+1.2% YoY Change
9% Have Pool
15% Have Garage
This Home
$693,173
Median
$809,018

This home is -14.3% below the subdivision median.

Tax Analysis

The estimated annual property tax is $12,598 across all districts. With a homestead exemption claimed, that drops to $10,876 — saving $1,722 per year. That's $906 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$7,282
Williamson CountyCounty0.3694%$2,561
GeorgetownCity0.3530%$2,447
Williamson County FM/RdCounty0.0443%$307
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$12,598

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $381,346 would pay approximately $2,380 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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