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1309 ELM ST, GEORGETOWN, TX 78626

GEORGETOWN, 78626 — williamson County

2 bed1 bath1,864 sqftBuilt 1925

Property at a Glance

This home is estimated between $499,236 and $678,112, with a best estimate of $623,954. That places the property above the G652H - Old Town Gtown Class H1 & H2 median of $409,550, in a neighborhood that declined 18.5% over the past year.

Estimated Value Range

$499,236 $678,112
Best Estimate
$623,954
WCAD Value
$433,345
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G652H - Old Town Gtown Class H1 & H2, this home's estimated market value is between $499,236 and $678,112. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

1223 CHURCH ST, GEORGETOWN, TX 78626
0.08 mi 100% similar Same subdivision
2 bed 1 bath 2,154 sqft Built 1930
Raw Value $641,967
Adjusted Value $549,881

Adjusted -$95,064 for 290 sqft less living space and +$2,978 for being newer. Net adjustment: -$92,086.

1305 ELM ST, GEORGETOWN, TX 78626
0.02 mi 100% similar Same subdivision
2 bed 1 bath 1,380 sqft Built 1940
Raw Value $456,360
Adjusted Value $623,954

Adjusted +$158,659 for 484 sqft more living space and +$8,935 for being newer. Net adjustment: +$167,594.

1403 ASH ST, GEORGETOWN, TX 78626
0.06 mi 96% similar Same subdivision
2 bed 1 bath 1,300 sqft Built 1925
Raw Value $481,990
Adjusted Value $666,873

Adjusted +$184,883 for 564 sqft more living space. Net adjustment: +$184,883.

1303 ELM ST, GEORGETOWN, TX 78626
0.03 mi 95% similar Same subdivision
3 bed 1 bath 1,282 sqft Built 1935
Raw Value $302,495
Adjusted Value $499,236

Adjusted +$190,784 for 582 sqft more living space and +$5,957 for being newer. Net adjustment: +$196,741.

1225 CHURCH ST, GEORGETOWN, TX 78626
0.08 mi 94% similar Same subdivision
2 bed 1 bath 1,000 sqft Built 1935
Raw Value $388,930
Adjusted Value $678,112

Adjusted +$283,225 for 864 sqft more living space and +$5,957 for being newer. Net adjustment: +$289,182.

The Neighborhood

This home is valued 5.8% above the G652H - Old Town Gtown Class H1 & H2 median of $409,550. With 382 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 18.5% over the past year.

G652H - Old Town Gtown Class H1 & H2

typical
382 Properties
$409,550 Median Value
-18.5% YoY Change
5% Have Pool
11% Have Garage
This Home
$433,345
Median
$409,550

This home is +5.8% above the subdivision median.

Tax Analysis

The estimated annual property tax is $7,876 across all districts. With a homestead exemption claimed, that drops to $6,248 — saving $1,628 per year. That's $521 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$4,553
Williamson CountyCounty0.3694%$1,601
GeorgetownCity0.3530%$1,530
Williamson County FM/RdCounty0.0443%$192
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.8174%$7,876

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $623,954 would pay approximately $3,895 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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