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965 SHEPHERD RD, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

4 bed3 bath3,318 sqftBuilt 2004

Property at a Glance

This home is estimated between $811,050 and $1,455,078, with a best estimate of $1,295,121. That places the property above the G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest median of $547,832, in a neighborhood that declined 8.5% over the past year.

Estimated Value Range

$811,050 $1,455,078
Best Estimate
$1,295,121
WCAD Value
$1,430,910
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest, this home's estimated market value is between $811,050 and $1,455,078. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

951 SHEPHERD RD, GEORGETOWN, TX 78628
0.05 mi 100% similar Same subdivision
3 bed 2 bath 3,271 sqft Built 1999
Raw Value $763,982
Adjusted Value $811,050

Adjusted +$12,129 for 47 sqft more living space and +$34,939 for being newer. Net adjustment: +$47,068.

525 GREENRIDGE RD, GEORGETOWN, TX 78628
0.10 mi 100% similar Same subdivision
4 bed 3 bath 2,936 sqft Built 2001
Raw Value $979,730
Adjusted Value $1,099,273

Adjusted +$98,580 for 382 sqft more living space and +$20,963 for being newer. Net adjustment: +$119,543.

945 SHEPHERD RD, GEORGETOWN, TX 78628
0.11 mi 100% similar Same subdivision
4 bed 3 bath 2,191 sqft Built 2002
Raw Value $1,066,297
Adjusted Value $1,371,111

Adjusted +$290,838 for 1,127 sqft more living space and +$13,976 for being newer. Net adjustment: +$304,814.

500 GREENRIDGE RD, GEORGETOWN, TX 78628
0.22 mi 98% similar Same subdivision
4 bed 3 bath 2,101 sqft Built 1993
Raw Value $1,064,148
Adjusted Value $1,455,078

Adjusted +$314,064 for 1,217 sqft more living space and +$76,866 for being newer. Net adjustment: +$390,930.

814 SHEPHERD RD, GEORGETOWN, TX 78628
0.31 mi 96% similar Same subdivision
4 bed 3 bath 1,981 sqft Built 1992
Raw Value $866,236
Adjusted Value $1,295,121

Adjusted +$345,031 for 1,337 sqft more living space and +$83,854 for being newer. Net adjustment: +$428,885.

The Neighborhood

This home is valued 161.2% above the G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest median of $547,832. With 234 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 8.5% over the past year.

G210582E - Oakcrest Ranchettes 1,2,3, Greenridge & Highcrest

outlier high
234 Properties
$547,832 Median Value
-8.5% YoY Change
4% Have Pool
73% Have Garage
This Home
$1,430,910
Median
$547,832

This home is +161.2% above the subdivision median.

Tax Analysis

The estimated annual property tax is $22,259 across all districts. With a homestead exemption claimed, that drops to $20,524 — saving $1,735 per year. That's $1,710 per month a buyer should budget. The assessed value increased -1.6% vs the subdivision average of -8.5%. This above-average increase gives a protest opportunity score of 35 out of 100 — it may be worth challenging the appraisal.

Tax Districts

DistrictTypeRateAnnual Amount
Georgetown ISDSchool1.0506%$15,033
Williamson CountyCounty0.3694%$5,286
Williamson County ESD #8 - GeorgetownESD0.0912%$1,305
Williamson County FM/RdCounty0.0443%$634
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax1.5556%$22,259
35 / 100

Some opportunity.

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $1,295,121 would pay approximately $8,084 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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