440 SPRING VALLEY ST, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $692,651 and $881,631, with a best estimate of $832,571. That places the property above the H005D86H - Hutto Abstracts median of $644,778, in a neighborhood that appreciated 25.9% over the past year.
Estimated Value Range
$832,571
$666,051
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H005D86H - Hutto Abstracts, this home's estimated market value is between $692,651 and $881,631. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$84,575 for 268 sqft less living space and +$31,681 for being newer and +$97,094 for having a garage. Net adjustment: +$44,200.
Adjusted -$65,009 for 206 sqft less living space and -$5,280 for being older. Net adjustment: -$70,289.
Adjusted -$202,916 for 643 sqft less living space and -$5,280 for being older and +$97,094 for having a garage. Net adjustment: -$111,102.
Adjusted -$157,789 for 500 sqft less living space and +$7,920 for being newer. Net adjustment: -$149,869.
Adjusted -$205,757 for 652 sqft less living space and +$5,280 for being newer and -$84,779 for no pool and +$97,094 for having a garage. Net adjustment: -$188,162.
The Neighborhood
This home is valued 3.3% above the H005D86H - Hutto Abstracts median of $644,778. With 1,074 homes in the subdivision, the property sits in the upper tier. The neighborhood appreciated 25.9% over the past year.
H005D86H - Hutto Abstracts
typicalThis home is +3.3% above the subdivision median.
Tax Analysis
The estimated annual property tax is $7,861 across all districts. With a homestead exemption claimed, that drops to $6,092 — saving $1,769 per year. That's $508 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $5,332 |
| Williamson County | County | 0.3694% | $1,635 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $442 |
| Williamson County FM/Rd | County | 0.0443% | $196 |
| EWC Higher Ed Center | special | 0.0409% | $181 |
| Upper Brushy Creek WCID | Water | 0.0170% | $75 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 1.7768% | $7,861 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $832,571 would pay approximately $5,197 per month (principal and interest only, excluding taxes and insurance).