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1320 HIGHLAND RIDGE RD, GEORGETOWN, TX 78628

GEORGETOWN, 78628 — williamson County

3 bed2 bath1,627 sqftBuilt 2019

Property at a Glance

This home is estimated between $196,485 and $575,680, with a best estimate of $433,542. That places the property below the I448514C - Oaks of San Gabriel median of $483,914, in a neighborhood that appreciated 5.1% over the past year.

Estimated Value Range

$196,485 $575,680
Best Estimate
$433,542
WCAD Value
$434,892
Low Confidence

Based on 5 comparable properties(0 in the same subdivision)

There are 5 comparable properties within range, but none are in I448514C - Oaks of San Gabriel. The estimated range of $196,485 and $575,680 should be treated as a rough guide.

Comparable Properties (5)

3 bed 2 bath 1,710 sqft Built 2006
Raw Value $322,487
Adjusted Value $433,542

Adjusted -$19,652 for 83 sqft less living space and +$130,707 for being newer. Net adjustment: +$111,055.

4 bed 2 bath 1,817 sqft Built 2022
Raw Value $558,578
Adjusted Value $483,428

Adjusted -$44,987 for 190 sqft less living space and -$30,163 for being older. Net adjustment: -$75,150.

3 bed 1,280 sqft Built 2024
Raw Value $543,791
Adjusted Value $575,680

Adjusted +$82,161 for 347 sqft more living space and -$50,272 for being older. Net adjustment: +$31,889.

3 bed 2,220 sqft Built 2015
Raw Value $236,483
Adjusted Value $196,485

Adjusted -$140,408 for 593 sqft less living space and +$40,217 for being newer and +$60,193 for having a garage. Net adjustment: -$39,998.

4 bed 2 bath 1,672 sqft Built 2021
Raw Value $440,745
Adjusted Value $409,981

Adjusted -$10,655 for 45 sqft less living space and -$20,109 for being older. Net adjustment: -$30,764.

The Neighborhood

This home is valued 10.1% below the I448514C - Oaks of San Gabriel median of $483,914. That positions it competitively for buyers comparing within the neighborhood. The neighborhood appreciated 5.1% over the past year.

I448514C - Oaks of San Gabriel

typical
872 Properties
$483,914 Median Value
+5.1% YoY Change
1% Have Pool
100% Have Garage
This Home
$434,892
Median
$483,914

This home is -10.1% below the subdivision median.

Tax Analysis

The estimated annual property tax is $10,616 across all districts. With a homestead exemption claimed, that drops to $8,802 — saving $1,814 per year. That's $734 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Liberty Hill ISDSchool1.2389%$5,388
West Williamson County MUD #1MUD0.7140%$3,105
Williamson CountyCounty0.3694%$1,607
Williamson County ESD #4 - Liberty HillESD0.0745%$324
Williamson County FM/RdCounty0.0443%$193
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.4412%$10,616

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $433,542 would pay approximately $2,706 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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