400 FARM CREEK DR, HUTTO, TX 78634
HUTTO, 78634 — williamson County
Property at a Glance
This home is estimated between $311,078 and $468,001, with a best estimate of $323,721. That places the property below the H120406G - EMORY FARMS median of $392,662, in a neighborhood that declined 7.0% over the past year.
Estimated Value Range
$323,721
$330,171
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in H120406G - EMORY FARMS, this home's estimated market value is between $311,078 and $468,001. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$39,312 for 218 sqft less living space and -$3,480 for being older. Net adjustment: -$42,792.
Adjusted +$38,771 for 215 sqft more living space and -$6,960 for being older. Net adjustment: +$31,811.
Adjusted +$38,050 for 211 sqft more living space and -$3,480 for being older. Net adjustment: +$34,570.
Adjusted -$21,279 for 118 sqft less living space. Net adjustment: -$21,279.
Adjusted -$33,722 for 187 sqft less living space and -$3,480 for being older. Net adjustment: -$37,202.
The Neighborhood
This home is valued 15.9% below the H120406G - EMORY FARMS median of $392,662. That positions it competitively for buyers comparing within the neighborhood. Note that values in this subdivision declined 7.0% over the past year.
H120406G - EMORY FARMS
below averageThis home is -15.9% below the subdivision median.
Tax Analysis
The estimated annual property tax is $7,141 across all districts. With a homestead exemption claimed, that drops to $5,393 — saving $1,748 per year. That's $449 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Hutto ISD | School | 1.2052% | $3,979 |
| Hutto | City | 0.3859% | $1,274 |
| Williamson County | County | 0.3694% | $1,220 |
| Williamson County ESD #3 - Hutto | ESD | 0.1000% | $330 |
| Williamson County FM/Rd | County | 0.0443% | $146 |
| EWC Higher Ed Center | special | 0.0409% | $135 |
| Upper Brushy Creek WCID | Water | 0.0170% | $56 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.1628% | $7,141 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $323,721 would pay approximately $2,021 per month (principal and interest only, excluding taxes and insurance).