109 ROYAL OAK DR, GEORGETOWN, TX 78628
GEORGETOWN, 78628 — williamson County
Property at a Glance
This home is estimated between $304,638 and $497,294, with a best estimate of $448,871. That places the property below the G172613B - WATER OAK NORTH median of $501,966, in a neighborhood that declined 3.7% over the past year.
Estimated Value Range
$448,871
$569,827
Based on 5 comparable properties(5 in the same subdivision)
Based on 5 comparable properties in G172613B - WATER OAK NORTH, this home's estimated market value is between $304,638 and $497,294. All 5 comparables are in the same subdivision, giving this estimate high confidence.
Comparable Properties (5)
Adjusted -$213,573 for 1,003 sqft less living space and -$21,705 for being older. Net adjustment: -$235,278.
Adjusted -$177,587 for 834 sqft less living space and -$16,279 for being older. Net adjustment: -$193,866.
Adjusted -$104,551 for 491 sqft less living space and -$32,558 for being older. Net adjustment: -$137,109.
Adjusted -$41,948 for 197 sqft less living space and -$10,853 for being older. Net adjustment: -$52,801.
Adjusted -$106,041 for 498 sqft less living space and -$16,279 for being older. Net adjustment: -$122,320.
The Neighborhood
This home is valued 13.5% above the G172613B - WATER OAK NORTH median of $501,966. With 442 homes in the subdivision, the property sits in the upper tier. Note that values in this subdivision declined 3.7% over the past year.
G172613B - WATER OAK NORTH
typicalThis home is +13.5% above the subdivision median.
Tax Analysis
The estimated annual property tax is $14,107 across all districts. With a homestead exemption claimed, that drops to $12,530 — saving $1,577 per year. That's $1,044 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.
Tax Districts
| District | Type | Rate | Annual Amount |
|---|---|---|---|
| Georgetown ISD | School | 1.0506% | $5,987 |
| Williamson County MUD #25 | MUD | 0.9200% | $5,242 |
| Williamson County | County | 0.3694% | $2,105 |
| Williamson County ESD #8 - Georgetown | ESD | 0.0912% | $520 |
| Williamson County FM/Rd | County | 0.0443% | $253 |
| Williamson Central Appraisal District | cad | 0.0000% | $0 |
| Total Annual Tax | 2.4756% | $14,107 | |
Mortgage Context
At today's 30-year mortgage rate of 6.38%, a buyer financing $448,871 would pay approximately $2,802 per month (principal and interest only, excluding taxes and insurance).