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403 BEAR OAK ST, HUTTO, TX 78634

HUTTO, 78634 — williamson County

4 bed3 bath2,472 sqftBuilt 2023

Property at a Glance

This home is estimated between $457,608 and $631,054, with a best estimate of $506,676. That places the property above the H115421C - HIGHLANDS NORTH median of $422,468, in a neighborhood that declined 3.9% over the past year.

Estimated Value Range

$457,608 $631,054
Best Estimate
$506,676
WCAD Value
$423,448
High Confidence

Based on 5 comparable properties(5 in the same subdivision)

Based on 5 comparable properties in H115421C - HIGHLANDS NORTH, this home's estimated market value is between $457,608 and $631,054. All 5 comparables are in the same subdivision, giving this estimate high confidence.

Comparable Properties (5)

303 BEAR OAK ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 2,173 sqft Built 2023
Raw Value $394,961
Adjusted Value $457,608

Adjusted +$62,647 for 299 sqft more living space. Net adjustment: +$62,647.

309 BEAR OAK ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 2 bath 1,883 sqft Built 2023
Raw Value $378,085
Adjusted Value $501,493

Adjusted +$123,408 for 589 sqft more living space. Net adjustment: +$123,408.

405 BEAR OAK ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 1,788 sqft Built 2023
Raw Value $471,157
Adjusted Value $614,470

Adjusted +$143,313 for 684 sqft more living space. Net adjustment: +$143,313.

301 BEAR OAK ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
5 bed 3 bath 1,788 sqft Built 2023
Raw Value $487,741
Adjusted Value $631,054

Adjusted +$143,313 for 684 sqft more living space. Net adjustment: +$143,313.

401 BEAR OAK ST, HUTTO, TX 78634
0.00 mi 100% similar Same subdivision
4 bed 3 bath 1,901 sqft Built 2023
Raw Value $387,039
Adjusted Value $506,676

Adjusted +$119,637 for 571 sqft more living space. Net adjustment: +$119,637.

The Neighborhood

This home is in line with the H115421C - HIGHLANDS NORTH median of $422,468. Note that values in this subdivision declined 3.9% over the past year.

H115421C - HIGHLANDS NORTH

typical
480 Properties
$422,468 Median Value
-3.9% YoY Change
0% Have Pool
100% Have Garage
This Home
$423,448
Median
$422,468

This home is +0.2% above the subdivision median.

Tax Analysis

The estimated annual property tax is $9,158 across all districts. With a homestead exemption claimed, that drops to $7,393 — saving $1,765 per year. That's $616 per month a buyer should budget. The assessed value increased roughly in line with the neighborhood, so a tax protest is unlikely to yield significant savings.

Tax Districts

DistrictTypeRateAnnual Amount
Hutto ISDSchool1.2052%$5,103
HuttoCity0.3859%$1,634
Williamson CountyCounty0.3694%$1,564
Williamson County ESD #3 - HuttoESD0.1000%$423
Williamson County FM/RdCounty0.0443%$188
EWC Higher Ed Centerspecial0.0409%$173
Lower Brushy Creek WCIDWater0.0169%$72
Williamson Central Appraisal Districtcad0.0000%$0
Total Annual Tax2.1627%$9,158

Mortgage Context

At today's 30-year mortgage rate of 6.38%, a buyer financing $506,676 would pay approximately $3,163 per month (principal and interest only, excluding taxes and insurance).

Data sourced from Williamson County Appraisal District (WCAD), Texas Education Agency (TEA), and Federal Reserve Economic Data (FRED). Assessment values reflect the appraisal district's estimate, not market sale prices. Report generated 4/18/2026.

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